• Property damage: Your business has invested in a building, furniture, computers and other physical assets. What would happen if a fire or storm destroyed everything? Or if a thief broke in and stole your expensive equipment? Protecting your business’ property should be an integral part of your business plan.
• Liabilities: There is always a possibility that a customer or other third party could be injured or otherwise monetarily harmed at your business or due to the actions of your employees. If such an incident occurs, you may responsible for the person’s medical bills and other expenses. 
• Cyber-crime: Cyberattacks have been on the rise these past few years. Not only do cyberattacks harm your business, but they can also compromise your customers’ personal information. Efforts to repair what was damaged can be extremely costly.
• Fraud: Oftentimes, employees have access to sensitive company information. Dishonest people may see this less as a privilege, and more as an opportunity for embezzlement and extortion.  

 
While you can never fully prevent similar risks from threatening your business, you can actively take steps to protect your business’ interests by pursuing the protection offered by various business insurance policies. A good way to get the right protection for your unique risks is to work with an independent insurance agent. He or she will ask a series of questions to assess your needs. Some of the information that must be gathered for this process may include: 

• Property location and size
• Safety policies and security equipment
• Vehicles operated by employees
• Number of employees
• Type of business/industry
• And more 

With an understanding of your business and its risks, your agent will then shop for policies on your behalf to offer the right protections that your business needs.  

Get the peace of mind you deserve. Call The Insurancenter for more information on business insurance.