Friday, October 21, 2022Employment practices liability insurance (EPLI) is a type of commercial insurance that can provide coverage for lawsuits alleging that your organization engaged in actions during the employment process that violated employee rights. Large corporations, small businesses and nonprofit entities face this exposure and should consider this coverage. READ MORE >>
Monday, September 12, 2022Laptop computers are integral devices in the workforce today. As more and more companies issue laptops to employees, the chances of losing a laptop (and the data stored on it) to theft are much greater. Follow these guidelines to help keep your laptops safe. Communicate Employee Responsibility READ MORE >>
Wednesday, August 3, 2022When seeking business insurance, business owners are often told how important it is to get liability coverage. This type of coverage protects your business in the event that a client, vendor or other third party holds the business responsible for harming them in some way. READ MORE >>
Thursday, July 14, 2022Your commercial auto policy might be good, but is it perfect? When it comes to commercial auto insurance, you have a lot of options to pick from. Below, we’re covering the best policy add-ons around. Add-On One: Gap Coverage Gap insurance will allow you to pay the difference between your settlement and the remaining loan cost. READ MORE >>
Tuesday, June 7, 2022Though you hear more about the data breaches at large corporations, it’s actually small businesses that have the greatest risk for a cyberattack. In fact, about 44 percent of small business owners reported a cyberattack in 2013, which cost an average of nearly $9,000 per business. READ MORE >>
Thursday, May 5, 2022As a business owner, you have a duty to create a secure working environment for all of your employees, and this means instituting a strong risk management program. One risk that you might not think about, but that could be present in your operation, is the risk of a sexual harassment claim from an employee. READ MORE >>
Thursday, April 21, 2022Have you ever donated or sold an old computer or smartphone? Then you already know the importance of wiping the hard drive before the device exchanges hands to prevent someone else from accessing your data. The same applies to your business’ electronics. But it goes beyond old computers. READ MORE >>
Wednesday, March 9, 2022You’ve probably heard about the lawsuits involving fast food customers getting burned by hot coffee or pub patrons getting injured in a bar fight. The reason these cases came to fruition is because businesses are legally liable for providing a safe place for patrons of all types; a place that also serves safe food and/or creates safe products. READ MORE >>
Wednesday, February 9, 2022As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>
Monday, January 17, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
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